Nicole Johnson Agency

Full Service Insurance with a Hometown Agent

Business & Commercial Insurance

If you own your own business or thinking about starting a business, we can help
with a comprehensive affordable policy specifically designed for your insurance coverage needs.

We can help you with various business policies

  • Business Owners Policy
  • Commercial General Liability
  • Commercial Property
  • Business Interruption/Continuation Insurance
  • Commercial Automobile
  • Workers’ Compensation

About the policy types

  • Business Owners Policy typically includes property insurance, business interruption/continuation insurance and liability insurance. Often it is a less costly option for small businesses than buying a set of individual policies.
  • Commercial General Liability (CGL), covers four categories of events for which you could be held responsible: bodily injury; damage to others’ property; personal injury, including slander and libel; and false or misleading advertising.
  • Commercial Property insurance protects small business owners from losses due to damage to physical space or equipment, and as a result of theft.
  • Business Interruption/Continuation Insurance covers lost earnings due to a circumstance covered by one of the property insurance plans you purchased, such as a fire or theft that shuts down your business for an extended period of time.
  • Commercial Auto is similar to personal auto, but with increased and additional types of coverage.
  • Workers’ compensation insurance protects a business owner from claims by employees who experience a work-related injury or illness either sustained on business premises or due to business operations.

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Nicole Johnson
17 Center Street E.
Harmony, MN 55939

507-886-4663 Email
Nicole Johnson Agency
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